Last updated: [23 June, 2025]

Welcome to Smart Savvy! By accessing or using our website, you agree to be bound by the following terms and conditions. Please read them carefully.

1. Use of Our Website

• You agree not to misuse the website, attempt unauthorized access, or engage in any activity that disrupts its functionality.
  
  

2. Intellectual Property

• All content on this website — including text, visuals, and branding — is either owned by Smart Savvy or used with appropriate licensing.
  
  
• Stock images used on this site are sourced from licensed platforms and are not to be reused or downloaded.
  
  
• You may not copy, modify, or distribute any content without written permission.
  
  

3. External Links

• Our website may contain links to third-party websites. Smart Savvy is not responsible for the content or privacy practices of those sites.
  
  

4. Updates to the Terms

Smart Savvy may update these Terms & Conditions at any time. Any changes will be reflected on this page.